Skip-a-Pay cannot be used for Student Loans, Lines of Credit, Credit Cards or Mortgage Loans. Loan(s) skipped must be greater than six (6) months old. Refinanced loans can be skipped if original loan is greater than six (6) months old. Maximum of two (2) skips are allowed per calendar year. You must be in good standing with the credit union. Offer may change or be discontinued at any time and does not change the terms of any existing loan agreement with the credit union. Interest will accrue as usual, as well as insurance, if applicable. All accounts must be current at the time the Skip-a-Pay is processed. Fee is $25 per loan to be skipped. Offer expires December 31, 2017.